Primer ($PRMR) is the primary utility and governance token powering Primer Protocol, a next-generation decentralized finance (DeFi) platform focused on high capital efficiency for lending and borrowing activities. Built on a high-speed blockchain architecture, Primer is designed to solve traditional DeFi bottlenecks: liquidity inefficiency and high transaction costs. The protocol utilizes a Dynamic Interest-Rate Algorithm and an advanced Over-Collateralization Engine to guarantee the safety of lenders' funds while offering competitive, flexible rates for borrowers.